Commission dOCUMENTS

COMMISSION AND FEES TRANSPARENCY

At Goggin Insurance, we are committed to providing clear and transparent information about the commissions and fees associated with the financial products and services we offer. As part of our dedication to openness and compliance with regulatory requirements, we outline below how we are compensated for the services we provide.

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How We Earn Commission

We may receive commission from product providers when you purchase certain financial products through us. These commissions help cover the costs of providing expert advice, research, and ongoing support to our clients. Commissions can be structured in different ways, including:

 

• Upfront Commission – A one-time payment made by the product provider when you take out a policy or investment.

• Trail/Renewal Commission – Ongoing payments received from the product provider based on the value of your investment or policy over time.

• Other Fees & Benefits – In some cases, we may receive administrative or service fees for facilitating certain transactions, but we will always disclose these to you in advance.

 

Our Commitment to Transparency

We believe in complete transparency when it comes to commissions and fees. Before you commit to any financial product, we will provide you with:
 

• A detailed breakdown of any commissions we may receive related to the product.

• A clear explanation of any fees payable by you directly.

• An honest assessment of whether commission-based or fee-based advice is in your best interest.

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Independent Advice & Your Best Interests

While we may receive commissions, we always ensure that our recommendations are based solely on your needs and financial objectives. If a commission structure creates a potential conflict of interest, we will disclose this to you upfront and work to ensure our advice remains impartial.

 

Further Information

For a full breakdown of our commission arrangements with product providers are provided by clicking on the links below.

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• AIG

• Allianz

• ARB Underwriting Ltd.

• AXA

• Campion Insurance

• Capital Insurance Markets

• Irish Life

• iSure

• Kennco

• Optis

• Ornella Underwriting Ltd.

• Prestige

• Redclick

• Royal London Ireland - Life, Specified Serious Illness, Multi-Claim Protection Cover and Whole of Life

• Royal London Ireland - Income Protection

• Royal London Ireland - PRB and ARF

• Royal London Ireland - PRSA

• RSA

• SR Europe

• Standard Life

• Thomond Underwriting

• Travellers

• Wrightway

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At Goggin Insurance, we are dedicated to ensuring that you have all the information you need to make informed financial decisions with confidence.